ExpressHomeSale

3982 Eclipse Ave, Leland, NC 28451-2369

Estimated Market Value

$0
Range: $326,956 - $347,181
3Beds
2Baths
1,516SqFt
2022Built

AI Property Analysis

Discover modern comfort at 3982 Eclipse Ave in Leland, NC! Built in 2022, this charming 1,516 sq ft home features 3 bedrooms and 2 full bathrooms, ideal for contemporary living. Enjoy the convenience of central air conditioning and efficient heat pump heating, complemented by durable vinyl siding and a classic gable shingle roof. Situated on a manageable 0.145-acre lot with a crawl space foundation, this owner-occupied gem, last sold in June 2023, combines new construction appeal with thoughtful design.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$2,069
Based on estimated value of $337,069 minus purchase price of $335,000
✅ You likely qualify! You've owned this home for 3.0 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$2,069
Capital Gains Rate:20%
Potential Tax Savings:$414

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$2,069
Capital Gains Rate:20%
Potential Tax Savings:$414

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$42,785

Equity Breakdown

Cost to Build Today$341,100
Investor Quick-Sale Est.$235,408
Monthly Rental Est.$2,191/mo

Your Appreciation Story

Your Annual Return0.2%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 0.2% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $42,785 equity in the S&P 500, in 10 years it could grow to $110,974 — compared to an estimated $219,948 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$112/mo
Maintenance (1% est)$281/mo
Opportunity Cost (5% est)$178/mo
Total Monthly Holding Cost$572/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $572/month to hold — including $178/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

Nestled in Leland, NC, within Brunswick County, 3982 Eclipse Ave is part of the Northern Lights subdivision, offering a desirable residential setting. The area is served by the Brunswick County Schools district and benefits from its proximity to the Wilmington metropolitan area, blending suburban tranquility with convenient access to urban amenities. This well-planned community features medium-density residential zoning.

Market Trend Predictions

1 Year Forecast$343,317Range: $337K - $349K
3 Year Forecast$356,164Range: $338K - $374K
5 Year Forecast$369,491Range: $339K - $400K

Estimated Monthly Equity Gain
+$521/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate