What is the estimated value of 59 thatcher dr?

The estimated home value for 59 thatcher dr is approximately $555,244, with a likely range between $499,719 and $610,768.

How much equity is in 59 thatcher dr?

Based on our calculations, the estimated equity for 59 thatcher dr is $428,472.

What are the capital gains tax implications for selling 59 thatcher dr?

The estimated capital gain on the sale of 59 thatcher dr is $362,744. Depending on filing status, you may be eligible for a Section 121 exclusion.

What would net proceeds be from selling 59 thatcher dr?

After estimated commissions, closing costs, and mortgage payoff, the net proceeds from selling 59 thatcher dr are estimated to be $364,619.

59 Thatcher Dr, Rocky Point, NC 28457-6021

Estimated Market Value

Range: $499,719 - $610,768

4Beds

2.5Baths

3,754SqFt

2017Built

AI Property Analysis

Discover spacious living in this charming 2017-built home located in The Reserve On Island Creek Ph 2. Boasting 3,754 sq ft across two stories, this residence features 4 bedrooms, 2.5 bathrooms, and 8 versatile rooms. Enjoy modern comforts including central air and heating, a cozy fireplace, and an inviting wood deck perfect for outdoor relaxation. Situated on a generous 0.52-acre lot, this conventional-style home offers comfort and privacy with durable vinyl siding and a sturdy slab foundation.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain

$362,744

Based on estimated value of $555,244 minus purchase price of $192,500

✅ You likely qualify! You've owned this home for 9.6 years (minimum 2 years required).

⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000

Capital Gains Rate:20%

Potential Tax Savings:$50,000

Remaining taxable gain: $112,744

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$362,744

Capital Gains Rate:20%

Potential Tax Savings:$72,549

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$364,619

Equity Breakdown

Cost to Build Today$844,650

Investor Quick-Sale Est.$359,798

Monthly Rental Est.$2,776/mo

Your Appreciation Story

Your Annual Return11.7%Compound growth rate

Historical Average3.5%Long-term US average

Above-Average Growth+$287,698Growth above historical 3.5% baseline

Your home has appreciated at 11.7% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.

What Could Your Equity Do?

If you sold today and invested your $364,619 equity in the S&P 500, in 10 years it could grow to $945,728 — compared to an estimated $656,455 in total equity by staying in the home.

The Hidden Cost of Holding

Insurance (0.4% est)$185/mo

Maintenance (1% est)$463/mo

Opportunity Cost (5% est)$1,519/mo

Total Monthly Holding Cost$2,167/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,167/month to hold — including $1,519/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp

🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Nestled within the family-friendly Pender County Schools district, this property is part of "The Reserve On Island Creek Ph 2" subdivision in Rocky Point, NC. Known for its residential performance zoning, the area offers a peaceful, suburban environment while still being part of the wider Wilmington metropolitan area. Residents enjoy a balance of tranquil community living with convenient access to regional amenities.

Market Trend Predictions

1 Year Forecast$574,678Range: $566K - $600K

3 Year Forecast$615,609Range: $589K - $699K

5 Year Forecast$659,456Range: $613K - $816K

Estimated Monthly Equity Gain

+$1,619/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.

Report Generated By

Buddy Blake

Buddy Blake Real Estate

Get Your Full Personalized Report

Nearby Activity in 28457-6021

43 Thatcher Dr, Rocky Point, NC 28457-6021

43 Thatcher Drrocky-point, north-carolina 28457-6021

77 Thatcher Dr, Rocky Point, NC 28457-6021

77 Thatcher Drrocky-point, north-carolina 28457-6021

99 Thatcher Dr, Rocky Point, NC 28457-6021

99 Thatcher Drrocky-point, north-carolina 28457-6021

Analyze Your Property