ExpressHomeSale

106 Hunter Ct, Rocky Point, NC 28457-8173

Estimated Market Value

$0
Range: $190,000 - $216,000
3Beds
2Baths
1,472SqFt
1992Built

AI Property Analysis

Discover charming living at 106 Hunter Ct, a delightful 1992 manufactured home situated on a generous 0.71-acre lot in Rocky Point. This inviting 1,472 sq ft residence offers 3 comfortable bedrooms and 2 full bathrooms, designed for easy, single-story living. Enjoy year-round comfort with central air conditioning and a heat pump, complemented by the cozy ambiance of two fireplaces. Outdoor amenities include a wooden deck, perfect for relaxation or entertaining, and a convenient shed for extra storage. With its durable siding exterior and a crawl/raised foundation, this home provides a practical and comfortable retreat. Last sold in 2005, this property offers a wonderful opportunity to embrace a peaceful lifestyle.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$112,000
Based on estimated value of $202,000 minus purchase price of $90,000
✅ You likely qualify! You've owned this home for 20.5 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$112,000
Capital Gains Rate:20%
Potential Tax Savings:$22,400

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$112,000
Capital Gains Rate:20%
Potential Tax Savings:$22,400

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$143,993

Equity Breakdown

Cost to Build Today$331,200
Investor Quick-Sale Est.$136,800
Monthly Rental Est.$1,616/mo

Your Appreciation Story

Your Annual Return4.0%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$19,511Growth above historical 3.5% baseline

Your home has appreciated at 4.0% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $143,993 equity in the S&P 500, in 10 years it could grow to $373,480 — compared to an estimated $250,164 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$67/mo
Maintenance (1% est)$168/mo
Opportunity Cost (5% est)$600/mo
Total Monthly Holding Cost$836/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $836/month to hold — including $600/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Nestled in the WOOD CLIFF ESTATES subdivision of Rocky Point, NC, this property enjoys a tranquil setting. With Rural Agricultural (RA) zoning, residents benefit from a spacious and peaceful environment. Rocky Point is part of the wider Wilmington, NC metropolitan area, providing convenient access to city amenities, employment, and coastal attractions, all while retaining its serene, community-oriented charm. Students attend schools within the Pender County School District.

Market Trend Predictions

1 Year Forecast$209,588Range: $206K - $210K
3 Year Forecast$225,630Range: $214K - $227K
5 Year Forecast$242,900Range: $223K - $246K

Estimated Monthly Equity Gain
+$632/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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