310 White Swan Ct, Wilmington, NC 28412-0015
Estimated Market Value
AI Property Analysis
Welcome to 310 White Swan Ct, a charming patio home nestled in the desirable Cypress Parke section of the Village at Motts Landing in Wilmington, NC. This beautifully maintained residence, built in 2013, offers comfortable living across 2149 square feet with 3 spacious bedrooms and 3 full bathrooms. You'll appreciate the timeless curb appeal of its brick exterior and the practical convenience of an attached 490 sqft garage. Step inside to discover a cozy fireplace, perfect for cooler evenings, and enjoy the Carolina breeze from your inviting enclosed porch. With its modern amenities like central air conditioning and a heat pump, this home ensures year-round comfort. The property sits on a generous 0.358-acre lot, providing ample outdoor space. Having recently sold for $710,000 in January 2026, it represents a fantastic opportunity in the market. To learn more about this vibrant area and discover other exceptional homes, explore our expert real estate guide to the Village at Motts Landing community. For unparalleled insights into the Wilmington real estate market, trust the local expertise of Buddy Blake Real Estate, your go-to source for property advice.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Married Filing Jointly
Up to $500K Exclusion
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 0.6% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $67,833 equity in the S&P 500, in 10 years it could grow to $175,941 — compared to an estimated $443,408 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $1,116/month. This includes an estimated $283/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Slower price growth and extended listing times suggest a more buyer-friendly environment.
Your Neighborhood
<p>Situated in Wilmington, NC, the area surrounding 310 White Swan Ct is part of the well-regarded Federal Point region and specifically the Cypress Parke section within the larger Motts Landing community. This residential district, zoned R-15, offers a serene environment with convenient access to Wilmington's amenities. For deeper insights into the current trends and market conditions in this dynamic region, you can refer to the latest <a href="https://buddyblake.com">Wilmington NC Real Estate Market Update</a>.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Buyer's market — consider waiting for conditions to improve
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 0.3%, Moderate: 2.1%, Aggressive: 3.5%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
