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Street view of 6013 Motts Village Rd, Wilmington, NC 28412-3611

6013 Motts Village Rd, Wilmington, NC 28412-3611

Estimated Market Value

$0
Range: $586,000 - $662,000
3Beds
3Baths
2,423SqFt
2011Built
1Garage

AI Property Analysis

Discover the charm of 6013 Motts Village Rd, a delightful single-level patio home nestled in Wilmington, NC. Built in 2011, this residence offers a comfortable 2,423 square feet of living space, featuring 3 spacious bedrooms and 3 full bathrooms. The classic brick veneer exterior exudes curb appeal, promising a blend of style and low-maintenance living.

Inside, you'll find modern comforts designed for everyday ease. Enjoy year-round comfort with central air conditioning and an efficient electric heat pump. A cozy fireplace adds warmth and ambiance, perfect for cooler evenings. With an attached 700 sq ft garage, parking and storage are never an issue.

Step outside to embrace the coastal lifestyle. The property boasts both an enclosed porch and an open porch, offering versatile spaces for relaxation or entertaining on your generous 0.27-acre lot. This home is ideally situated within the highly desirable Cypress Parke section of The Village @ Motts Landing community, a vibrant area known for its quality homes and convenient location.

Navigating the Wilmington real estate market requires proven local expertise. For insights into current market trends, including the latest Wilmington NC Real Estate Market Update, or to explore more homes in this beautiful region, trust the professionals at Buddy Blake Real Estate. Their deep understanding ensures a seamless experience for buyers and sellers alike.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$463,500
Based on estimated value of $623,000 minus purchase price of $159,500
Based on public records, this property has been owned for approximately 15.9 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $213,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$463,500
Capital Gains Rate:20%
Potential Tax Savings:$92,700

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$467,366

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$545,175
Investor Quick-Sale Est.$421,920
Monthly Rental Est.$3,115/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return9.0%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$347,803Growth above historical 3.5% baseline

Your home has appreciated at 9.0% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $467,366 equity in the S&P 500, in 10 years it could grow to $1,212,227 — compared to an estimated $794,814 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$208/mo
Maintenance (1% est)$519/mo
Opportunity Cost (5% est)$1,947/mo
Total Monthly Holding Cost$2,674/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,674/month. This includes an estimated $1,947/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Nestled in the desirable Wilmington, NC area within New Hanover County, this home is part of the established <a href="https://www.buddyblake.com/homes-for-sale-wilmington-nc/village-at-motts-landing-wilmington-nc-homes-for-sale-expert-real-estate-guide/">The Village @ Motts Landing community</a>. Residents enjoy the tranquility of a residential district (R-15 zoning) while benefiting from easy access to Wilmington's amenities, including its renowned beaches, vibrant downtown, and excellent school district.</p>

Market Trend Projections

1 Year Forecast$661,855Range: $635K - $673K
3 Year Forecast$746,985Range: $661K - $785K
5 Year Forecast$843,066Range: $688K - $915K

Estimated Monthly Equity Gain
+$3,238/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 6.2%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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