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Street view of 6101 Motts Village Rd, Wilmington, NC 28412-3612

6101 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $656,000 - $799,000
3Beds
3Baths
2,574SqFt
2011Built
1Garage

AI Property Analysis

Welcome to 6101 Motts Village Rd, a charming single-level brick veneer home nestled in the highly sought-after Cypress Parke section of The Village at Motts Landing in Wilmington, NC. Built in 2011, this meticulously maintained residence offers 2,574 square feet of comfortable living space, featuring 3 bedrooms and 3 full bathrooms. Step inside to discover a thoughtfully designed interior, complete with central air conditioning and a cozy fireplace, perfect for cooler evenings. The home boasts a versatile layout, ideal for both relaxation and entertaining. Outside, you'll find both an inviting enclosed porch and an open porch, extending your living space outdoors to enjoy the beautiful North Carolina weather. Parking is a breeze with a generous 682 square foot garage, providing ample space for your vehicle and storage. The property sits on a spacious 0.32-acre lot, offering privacy and room to enjoy.

This fantastic property offers an excellent opportunity to experience the coastal lifestyle of Wilmington. For those considering homes with single-level living options, this residence provides both comfort and convenience. To learn more about this specific area, explore our expert real estate guide to The Village at Motts Landing, a community renowned for its charm and amenities. For insights into the wider market, check out the latest Wilmington NC Real Estate Market Update. When it comes to finding your dream home or selling your current property, the local real estate expertise of Buddy Blake Real Estate is invaluable. Trust Buddy Blake Real Estate to guide you every step of the way.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$564,500
Based on estimated value of $724,000 minus purchase price of $159,500
Based on public records, this property has been owned for approximately 15.1 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $314,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $64,500

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$553,797

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$579,150
Investor Quick-Sale Est.$472,320
Monthly Rental Est.$3,620/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return10.6%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$456,243Growth above historical 3.5% baseline

Your home has appreciated at 10.6% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $553,797 equity in the S&P 500, in 10 years it could grow to $1,436,408 — compared to an estimated $934,331 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$241/mo
Maintenance (1% est)$603/mo
Opportunity Cost (5% est)$2,307/mo
Total Monthly Holding Cost$3,152/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $3,152/month. This includes an estimated $2,307/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in the desirable Federal Point area of Wilmington, NC, this home is situated within the tranquil Cypress Parke section of The Village at Motts Landing. This residential district, zoned R-15, offers a peaceful suburban atmosphere in New Hanover County. Residents benefit from being part of the highly-regarded New Hanover County Schools district and enjoy convenient access to all the amenities and coastal attractions that Wilmington has to offer. For a deeper dive into this charming community, an <a href="https://www.buddyblake.com/homes-for-sale-wilmington-nc/village-at-motts-landing-wilmington-nc-homes-for-sale-expert-real-estate-guide/" target="_blank">expert guide to The Village at Motts Landing</a> is available.</p>

Market Trend Projections

1 Year Forecast$749,340Range: $738K - $782K
3 Year Forecast$802,712Range: $768K - $912K
5 Year Forecast$859,885Range: $799K - $1.1M

Estimated Monthly Equity Gain
+$2,112/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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