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Street view of 6104 Motts Village Rd, Wilmington, NC 28412-3612

6104 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $537,410 - $806,115
3Beds
3Baths
2,359SqFt
2014Built
1Garage

AI Property Analysis

Welcome to 6104 Motts Village Rd, a charming single-story patio home built in 2014, perfectly situated in Wilmington, NC. This meticulously maintained residence offers 2,359 square feet of comfortable living space, featuring 3 bedrooms and 3 full bathrooms. You'll appreciate the classic appeal of its brick veneer exterior and the practical slab foundation.

Step inside to discover a thoughtfully designed interior, boasting central air conditioning, an inviting fireplace for cozy evenings, and a heat pump for efficient climate control. The home also includes an attached garage and a delightful open porch, perfect for enjoying the Carolina weather. With its spacious layout and modern amenities, this home provides an ideal blend of comfort and convenience.

Located in the sought-after Cypress Parke at Motts Landing community, residents enjoy a premier coastal lifestyle. For those considering buying or selling in this vibrant area, having an agent with deep local knowledge is crucial. Buddy Blake Real Estate has extensive experience helping clients navigate the Wilmington market, offering unparalleled expertise.

Whether you're looking for a peaceful retreat or a base to explore all that Wilmington has to offer, this home is a fantastic choice. To learn more about the current market trends and what makes this area so desirable, consult Wilmington NC Real Estate Market Update for valuable insights. Let Buddy Blake guide you through your next real estate journey.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$141,763
Based on estimated value of $671,763 minus purchase price of $530,000
✅ You likely qualify! You've owned this home for 4.5 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$141,763
Capital Gains Rate:20%
Potential Tax Savings:$28,353

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$141,763
Capital Gains Rate:20%
Potential Tax Savings:$28,353

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$200,655

Equity Breakdown

Cost to Build Today$530,775
Investor Quick-Sale Est.$386,935
Monthly Rental Est.$3,359/mo

Your Appreciation Story

Your Annual Return5.5%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$54,046Growth above historical 3.5% baseline

Your home has appreciated at 5.5% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $200,655 equity in the S&P 500, in 10 years it could grow to $520,448 — compared to an estimated $553,733 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$224/mo
Maintenance (1% est)$560/mo
Opportunity Cost (5% est)$836/mo
Total Monthly Holding Cost$1,620/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,620/month to hold — including $836/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

<p>Situated in Wilmington, NC, in the desirable Federal Point area, 6104 Motts Village Rd offers residents the best of coastal living. The property is part of the established Cypress Parke at Motts Landing subdivision, known for its well-maintained homes and convenient access to Wilmington's vibrant amenities, beautiful beaches, and diverse recreational opportunities. This area provides a serene residential environment while keeping you close to all the action. For more information on local communities and the Wilmington lifestyle, visit <a href="https://buddyblake.com" target="_blank">Buddy Blake Real Estate's local guides</a>.</p>

Market Trend Predictions

1 Year Forecast$701,886Range: $685K - $708K
3 Year Forecast$766,246Range: $713K - $788K
5 Year Forecast$836,507Range: $742K - $877K

Estimated Monthly Equity Gain
+$2,510/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake Real Estate