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Street view of 6120 Motts Village Rd, Wilmington, NC 28412-3612

6120 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $599,000 - $729,000
3Beds
3Baths
2,233SqFt
2014Built
1Garage

AI Property Analysis

Discover the charm of 6120 Motts Village Rd, a beautifully maintained patio home nestled in the desirable Cypress Parke subdivision, part of the larger Motts Landing community in Wilmington, NC. Built in 2014, this inviting single-story residence boasts 2,233 square feet of comfortable living space, featuring 3 spacious bedrooms and 3 full bathrooms. As you approach, you'll appreciate the classic brick veneer exterior and the welcoming open porch, perfect for enjoying a morning coffee or an evening breeze.

Inside, the home is equipped with modern comforts including central air conditioning and a cozy fireplace, setting the scene for relaxing evenings. The attached garage, offering 462 square feet and space for one vehicle, provides convenience and extra storage. Heating is efficiently managed by an electric heat pump, ensuring comfort year-round. Situated on a generous 0.24-acre lot, this property offers a balance of indoor and outdoor living.

With an estimated value of $661,000 as of April 2026, this home represents a fantastic opportunity in a sought-after Wilmington location. To learn more about this property or other exquisite homes in the area, reach out to the local real estate experts at Buddy Blake Real Estate. Their deep understanding of the Wilmington NC real estate market makes them an invaluable resource for both buyers and sellers.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$501,500
Based on estimated value of $661,000 minus purchase price of $159,500
✅ You likely qualify! You've owned this home for 11.9 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $251,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $1,500

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$486,998

Equity Breakdown

Cost to Build Today$502,425
Investor Quick-Sale Est.$431,280
Monthly Rental Est.$3,305/mo

Your Appreciation Story

Your Annual Return12.7%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$421,047Growth above historical 3.5% baseline

Your home has appreciated at 12.7% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $486,998 equity in the S&P 500, in 10 years it could grow to $1,263,147 — compared to an estimated $834,419 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$220/mo
Maintenance (1% est)$551/mo
Opportunity Cost (5% est)$2,029/mo
Total Monthly Holding Cost$2,800/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,800/month to hold — including $2,029/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located at 6120 Motts Village Rd, this property is situated in Wilmington, NC 28412, within the vibrant New Hanover County. As part of the Cypress Parke subdivision, residents enjoy the peaceful ambiance of the larger Motts Landing community. This area falls under the New Hanover County Schools district and benefits from its position within the Wilmington, NC CBSA, offering a blend of suburban tranquility and convenient access to city amenities. For more insights into the local market, explore the latest <a href="https://buddyblake.com/wilmington-nc-real-estate-market-update-whats-happening-right-now-in-june-2026/">Wilmington NC Real Estate Market Update</a>.</p>

Market Trend Predictions

1 Year Forecast$684,135Range: $674K - $714K
3 Year Forecast$732,863Range: $701K - $833K
5 Year Forecast$785,061Range: $730K - $971K

Estimated Monthly Equity Gain
+$1,928/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate