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Street view of 6614 Motts Village Rd, Wilmington, NC 28412-3613

6614 Motts Village Rd, Wilmington, NC 28412-3613

Estimated Market Value

$0
Range: $753,911 - $1,130,866
3Beds
3Baths
2,150SqFt
2011Built
1Garage

AI Property Analysis

Discover the charm of 6614 Motts Village Rd, a beautifully maintained single-story patio home nestled in Wilmington, NC. Built in 2011, this residence offers a spacious 2150 square feet of living area, thoughtfully designed with 3 bedrooms and 3 full bathrooms, perfect for comfortable living.

Step inside to find a welcoming interior featuring modern amenities like central air conditioning, an efficient heat pump for heating, and a cozy fireplace for cooler evenings. The home boasts a classic brick veneer exterior, a durable shingle roof, and a sturdy slab foundation. Outside, you'll appreciate the convenience of a garage, along with both an enclosed and an open porch, offering versatile spaces for relaxation and entertaining on your generous 0.23-acre lot.

This delightful property is situated within the desirable The Village @ Motts Landing community, known for its appealing atmosphere and convenient Wilmington location. When it comes to navigating the local real estate landscape, trust the insights of Buddy Blake's local expertise. For more information on this fantastic home or other opportunities in the area, the dedicated team at Buddy Blake Real Estate is ready to assist you in making your next move in Wilmington real estate.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$582,889
Based on estimated value of $942,389 minus purchase price of $359,500
Based on public records, this property has been owned for approximately 13.7 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $332,889

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $82,889

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$626,139

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$483,750
Investor Quick-Sale Est.$542,816
Monthly Rental Est.$3,770/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return7.3%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$367,190Growth above historical 3.5% baseline

Your home has appreciated at 7.3% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $626,139 equity in the S&P 500, in 10 years it could grow to $1,624,043 — compared to an estimated $1,121,457 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$314/mo
Maintenance (1% est)$785/mo
Opportunity Cost (5% est)$2,609/mo
Total Monthly Holding Cost$3,708/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $3,708/month. This includes an estimated $2,609/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in the vibrant community of Wilmington, NC, this home is part of the established Bellamy Parke subdivision within The Village @ Motts Landing. Situated in New Hanover County, residents benefit from access to New Hanover County Schools and enjoy a residential zoning (R-15) that contributes to the area's peaceful atmosphere. The property's location provides convenient access to all that Wilmington has to offer.</p>

Market Trend Projections

1 Year Forecast$993,318Range: $961K - $1M
3 Year Forecast$1,103,582Range: $1M - $1.2M
5 Year Forecast$1,226,085Range: $1M - $1.3M

Estimated Monthly Equity Gain
+$4,244/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.4%, Aggressive: 7.3%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

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