230 Fayemarsh Rd, Wilmington, NC 28412-3635
Estimated Market Value
AI Property Analysis
Discover the charm of coastal living at 230 Fayemarsh Rd, a beautifully maintained single-story patio home built in 2014. Boasting 3 bedrooms and 3 bathrooms across 2,391 square feet, this residence offers a perfect blend of comfort and style. Step inside to find an inviting layout featuring a cozy fireplace, central air conditioning, and elegant brick veneer exterior. The home also includes an attached garage and a delightful enclosed porch, ideal for enjoying the mild Wilmington weather year-round. Situated in the desirable Pointe Pleasant @ Motts Landing subdivision, you'll find this home offers exceptional value and a fantastic lifestyle. For an in-depth look at this wonderful community, explore more about homes for sale in Village at Motts Landing, Wilmington NC. This property is truly a gem, perfectly designed for easy living in a prime Wilmington location. To learn more about navigating the local market, trust the Wilmington real estate expertise of Buddy Blake. Their team at Buddy Blake Real Estate is dedicated to helping you find your dream home or sell your current one with unparalleled service and deep knowledge of the area's trends. For the latest insights on the housing market, don't miss the Wilmington NC Real Estate Market Update.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Remaining taxable gain: $205,500
Married Filing Jointly
Up to $500K Exclusion
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 11.2% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $448,820 equity in the S&P 500, in 10 years it could grow to $1,164,124 — compared to an estimated $772,063 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $2,588/month. This includes an estimated $1,870/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.
Your Neighborhood
<p>Wilmington, NC, offers a vibrant coastal lifestyle, blending historic charm with modern conveniences. The Federal Point area, where Fayemarsh Rd is located, provides residents with easy access to beautiful beaches, diverse dining, and a thriving arts and culture scene. Enjoy the serene environment while still being close to everything this sought-after city has to offer.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Strong seller's market — favorable conditions to sell now
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
