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Street view of 6200 Motts Village Rd, Wilmington, NC 28412-3637

6200 Motts Village Rd, Wilmington, NC 28412-3637

Estimated Market Value

$0
Range: $622,527 - $933,790
3Beds
2.5Baths
2,725SqFt
2018Built
1Garage

AI Property Analysis

Welcome to 6200 Motts Village Rd, a charming patio home nestled in the heart of Wilmington, NC. Built in 2018, this inviting single-story residence boasts 2725 square feet of comfortable living space, featuring 3 bedrooms and 2.5 bathrooms. The elegant brick veneer exterior sets a sophisticated tone, while inside, you'll find modern comforts including central air conditioning, a heat pump for efficient heating, and a cozy fireplace perfect for cooler evenings.

Step outside to enjoy the open porch or relax in the dedicated sunroom, offering delightful spaces for entertaining or quiet contemplation. The attached 736 sq ft garage provides ample parking and storage. This property is situated in the sought-after Pointe Pleasant Sec 3, part of The Village at Motts Landing community, known for its appealing lifestyle. For those seeking other exceptional single-level homes in the area, consider exploring properties similar to 144 Windy Woods Way, Wilmington NC.

Understanding the local market is key, and you can stay informed with the latest Wilmington NC Real Estate Market Update. With its prime location and desirable features, this home offers an exceptional opportunity. For expert guidance in navigating the Wilmington market, connect with Buddy Blake Real Estate, your trusted local advisor.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$88,159
Based on estimated value of $778,159 minus purchase price of $690,000
Based on public records, this property has been owned for approximately 3.6 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$88,159
Capital Gains Rate:20%
Potential Tax Savings:$17,632

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$88,159
Capital Gains Rate:20%
Potential Tax Savings:$17,632

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$166,258

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$613,125
Investor Quick-Sale Est.$448,219
Monthly Rental Est.$3,891/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return3.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 3.4% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $166,258 equity in the S&P 500, in 10 years it could grow to $431,231 — compared to an estimated $575,257 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$259/mo
Maintenance (1% est)$648/mo
Opportunity Cost (5% est)$693/mo
Total Monthly Holding Cost$1,601/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $1,601/month. This includes an estimated $693/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

<p>Nestled in the desirable Pointe Pleasant Sec 3, this Wilmington, NC address offers convenient access to all that New Hanover County has to offer. Discover more about this vibrant area and its real estate opportunities with the <a href="https://buddyblake.com">local market expertise of Buddy Blake</a>.</p>

Market Trend Projections

1 Year Forecast$805,060Range: $791K - $805K
3 Year Forecast$861,685Range: $819K - $863K
5 Year Forecast$922,292Range: $847K - $924K

Estimated Monthly Equity Gain
+$2,242/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 1.7%, Moderate: 3.5%, Aggressive: 3.5%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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