6209 Motts Village Rd, Wilmington, NC 28412-3637
Estimated Market Value
AI Property Analysis
Discover the charm of coastal living at 6209 Motts Village Rd, a beautifully maintained patio home built in 2017. This inviting Wilmington residence offers 2,081 square feet of comfortable single-story living, featuring three bedrooms and three full bathrooms, perfect for modern lifestyles. The home boasts attractive brick veneer exterior, a cozy fireplace for cooler evenings, and a refreshing open porch where you can enjoy the North Carolina sunshine. With central air conditioning, a heat pump, and an attached garage, convenience and comfort are paramount here. Nestled within the sought-after Pointe Pleasant subdivision, part of the larger community known as The Village at Motts Landing in Wilmington, NC, this home provides a serene setting on a generous 0.3-acre lot. If you're looking for a move-in ready property with thoughtful features and a desirable address, this home offers an exceptional opportunity. For more insights into the Wilmington real estate market, you can always rely on the deep local expertise of Buddy Blake Real Estate. Understanding current trends, like the Wilmington NC Real Estate Market Update, is crucial, and a seasoned agent like Buddy Blake can guide you through it. Another great read is 144 Windy Woods Way, Wilmington NC: A Like-New Single-Level Home With a Wired Workshop, Screened Porch & Unbeatable Location for comparable quality. Don't miss the chance to explore this delightful property!
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Remaining taxable gain: $364,100
Married Filing Jointly
Up to $500K Exclusion
Remaining taxable gain: $114,100
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 40.1% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $550,219 equity in the S&P 500, in 10 years it could grow to $1,427,125 — compared to an estimated $889,755 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $3,046/month. This includes an estimated $2,293/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.
Your Neighborhood
<p>Located in the desirable Federal Point area of Wilmington, NC, this property benefits from a tranquil suburban atmosphere. Residents enjoy convenient access to local amenities, beautiful coastal attractions, and the vibrant culture of Wilmington. To learn more about living in this dynamic area, explore insights from <a href="https://buddyblake.com">local Wilmington real estate experts</a>.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Strong seller's market — favorable conditions to sell now
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
