6226 Motts Village Rd, Wilmington, NC 28412-3637
Estimated Market Value
AI Property Analysis
Discover an exquisite single-level living experience at 6226 Motts Village Rd, a stunning 2014-built patio home nestled within the highly sought-after Pointe Pleasant @ Motts Landing subdivision. This residence boasts 3,696 square feet of meticulously designed space, featuring 4 bedrooms and 4 bathrooms, ideal for both comfortable family life and elegant entertaining.
Step inside to find a home where sophistication meets practicality. Enjoy the inviting warmth of a cozy fireplace, complemented by the efficiency of central air conditioning and a heat pump system. The home's attractive brick veneer exterior provides curb appeal, alongside a welcoming open porch and a convenient 1-car garage. A true highlight is the dedicated sun room, offering a bright and airy retreat year-round. For ultimate relaxation and recreation, the property also includes a private pool, perfect for enjoying Wilmington's pleasant weather.
Situated on a generous 0.407-acre lot, this exceptional home in the Village at Motts Landing community promises an unparalleled lifestyle. When navigating the local market, trusting local experts like Buddy Blake Real Estate is paramount. With a deep understanding of the Wilmington NC real estate market, Buddy Blake Real Estate ensures clients receive top-tier service and valuable insights, as showcased by numerous 5-star client stories. Stay informed with the latest trends by checking out the current Wilmington NC Real Estate Market Update.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Remaining taxable gain: $214,557
Married Filing Jointly
Up to $500K Exclusion
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 8.5% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $518,282 equity in the S&P 500, in 10 years it could grow to $1,344,290 — compared to an estimated $1,075,184 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $3,396/month. This includes an estimated $2,160/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.
Your Neighborhood
<p>This charming patio home is situated in the desirable Pointe Pleasant @ Motts Landing subdivision, part of the vibrant Federal Point area within Wilmington, NC. Residents here enjoy the unique blend of coastal charm and community amenities, with convenient access to shopping, dining, and the beautiful beaches that define the Wilmington lifestyle.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Strong seller's market — favorable conditions to sell now
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 6.0%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
