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Street view of 6301 Motts Village Rd, Wilmington, NC 28412-3639

6301 Motts Village Rd, Wilmington, NC 28412-3639

Estimated Market Value

$0
Range: $685,000 - $772,000
3Beds
3Baths
2,628SqFt
2021Built
1Garage

AI Property Analysis

Discover your dream home at 6301 Motts Village Rd, a charming and meticulously maintained patio home nestled in the vibrant community of Wilmington, NC. Built in 2021, this like-new residence spans 2,628 square feet, offering three spacious bedrooms and three full bathrooms, perfect for comfortable living.

Step inside to find a thoughtfully designed single-story layout, complete with a cozy fireplace and modern amenities such as central air conditioning and an efficient heat pump. The attractive brick veneer exterior adds to its curb appeal, while the attached garage provides convenience and extra storage. Imagine relaxing evenings or entertaining guests on your inviting enclosed porch, a perfect extension of your living space.

This exceptional property is part of the desirable Pointe Pleasant at Village at Motts Landing subdivision, a community known for its welcoming atmosphere. For an in-depth look at what makes this area so special, explore our expert real estate guide to Village at Motts Landing. With a low elevation lot of over a quarter-acre, you'll enjoy a serene setting.

Understanding the local market is crucial, and for unparalleled insights into what’s happening, trust Buddy Blake's deep understanding of the Wilmington NC real estate market. Whether you're buying or selling, rely on the local real estate insights provided by Buddy Blake Real Estate to guide your decisions. For the latest trends, be sure to check out the Wilmington NC Real Estate Market Update.

This beautiful home, with its modern construction and prime location, represents an incredible opportunity. Don't miss your chance to experience the best of Wilmington living with Buddy Blake Real Estate.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$547,000
Based on estimated value of $727,000 minus purchase price of $180,000
Based on public records, this property has been owned for approximately 5.5 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $297,000

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $47,000

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$512,055

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$591,300
Investor Quick-Sale Est.$493,200
Monthly Rental Est.$3,635/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return29.1%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$509,768Growth above historical 3.5% baseline

Your home has appreciated at 29.1% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $512,055 equity in the S&P 500, in 10 years it could grow to $1,328,140 — compared to an estimated $894,166 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$242/mo
Maintenance (1% est)$606/mo
Opportunity Cost (5% est)$2,134/mo
Total Monthly Holding Cost$2,982/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,982/month. This includes an estimated $2,134/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Situated in Wilmington, NC 28412-3639, this home is part of the Federal Point area in New Hanover County. This residential district, zoned R-15, offers a suburban feel within close proximity to all that Wilmington has to offer, from beautiful coastal attractions to excellent local amenities. Residents benefit from being part of the highly-regarded New Hanover County Schools district, ensuring quality education for families.</p>

Market Trend Projections

1 Year Forecast$752,445Range: $742K - $785K
3 Year Forecast$806,038Range: $771K - $916K
5 Year Forecast$863,448Range: $803K - $1.1M

Estimated Monthly Equity Gain
+$2,120/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

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