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Street view of 6333 Motts Village Rd, Wilmington, NC 28412-3639

6333 Motts Village Rd, Wilmington, NC 28412-3639

Estimated Market Value

$0
Range: $793,944 - $1,190,916
3Beds
3Baths
2,800SqFt
2015Built
1Garage

AI Property Analysis

Welcome to this charming single-story patio home located at 6333 Motts Village Rd in Wilmington, NC! Built in 2015, this meticulously maintained residence offers 2,800 square feet of comfortable living space, featuring 3 bedrooms and 3 full bathrooms. As you step inside, you'll appreciate the thoughtful design, including central air conditioning and a cozy fireplace, perfect for those cooler evenings. The home boasts a durable brick exterior and a reliable shingle roof.

Enjoy the best of indoor-outdoor living with both an enclosed porch and an open porch, providing versatile spaces for relaxation or entertaining. The property also includes a 1-car garage, offering convenience and additional storage. Situated on a generous 0.229-acre lot within the highly sought-after Pointe Pleasant subdivision, part of The Village @ Motts Landing community, this home combines modern amenities with a fantastic location.

This property represents an excellent opportunity in the Wilmington market. For those seeking a deeper understanding of the local real estate landscape, Buddy Blake Real Estate offers unparalleled local real estate expertise. Their team can guide you through the intricacies of buying or selling homes in the region, much like they assisted clients in navigating various market scenarios, from Rocky Point NC home sales to improving difficult listing experiences. Discover why so many trust Buddy Blake for their real estate needs in Wilmington and beyond.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$472,430
Based on estimated value of $992,430 minus purchase price of $520,000
Based on public records, this property has been owned for approximately 8.5 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $222,430

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$472,430
Capital Gains Rate:20%
Potential Tax Savings:$94,486

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$524,151

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$630,000
Investor Quick-Sale Est.$571,640
Monthly Rental Est.$3,970/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return7.9%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$296,942Growth above historical 3.5% baseline

Your home has appreciated at 7.9% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $524,151 equity in the S&P 500, in 10 years it could grow to $1,359,514 — compared to an estimated $1,045,771 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$331/mo
Maintenance (1% est)$827/mo
Opportunity Cost (5% est)$2,184/mo
Total Monthly Holding Cost$3,342/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $3,342/month. This includes an estimated $2,184/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Nestled in the desirable Wilmington, NC area, this home is part of the broader Federal Point community within New Hanover County. Residents benefit from being in the highly-regarded New Hanover County Schools district and enjoy easy access to all the amenities and attractions Wilmington has to offer. To learn more about living in this vibrant region, explore local insights with <a href="https://buddyblake.com">Buddy Blake Real Estate</a>.</p>

Market Trend Projections

1 Year Forecast$1,049,228Range: $1M - $1.1M
3 Year Forecast$1,172,763Range: $1.1M - $1.2M
5 Year Forecast$1,310,843Range: $1.1M - $1.5M

Estimated Monthly Equity Gain
+$4,733/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.7%, Aggressive: 7.9%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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