221 Fayemarsh Rd, Wilmington, NC 28412-3640
Estimated Market Value
AI Property Analysis
Discover an exceptional opportunity at 221 Fayemarsh Rd, a stunning 2015-built patio home nestled in the heart of Wilmington, NC. This spacious residence boasts 2,953 square feet of comfortable living space, featuring 3 bedrooms and 3.5 baths, perfect for modern lifestyles.
Step inside to find a home thoughtfully designed with a cozy fireplace, central air conditioning, and an efficient heat pump system. Enjoy the serene North Carolina evenings from your private enclosed porch, or make use of the generous 652 sq ft garage, providing ample parking and storage. Situated on a sizable 0.474-acre lot, this property offers both privacy and convenience.
Located in the desirable Pointe Pleasant @ Motts Landing community, this home offers access to a fantastic lifestyle. For those interested in exploring homes for sale in the Village at Motts Landing and the surrounding Wilmington area, Buddy Blake Real Estate offers unmatched local knowledge. Their team of experts provides invaluable Wilmington NC real estate guidance, ensuring you find the perfect property.
With a current estimated value of over $1.1 million, this property represents a significant investment in a vibrant coastal city. Whether you're interested in the latest Wilmington NC real estate market trends or navigating the buying process, let Buddy Blake Real Estate's local expertise guide you every step of the way.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Remaining taxable gain: $401,561
Married Filing Jointly
Up to $500K Exclusion
Remaining taxable gain: $151,561
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 8.0% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $701,706 equity in the S&P 500, in 10 years it could grow to $1,820,045 — compared to an estimated $1,311,958 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $4,278/month. This includes an estimated $2,924/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.
Your Neighborhood
<p>This property is situated in Wilmington, NC, within the charming Federal Point area of New Hanover County. Residents benefit from being part of the New Hanover County Schools district, enjoying the vibrant coastal lifestyle and convenient access to local amenities.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Strong seller's market — favorable conditions to sell now
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.7%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
