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Street view of 225 Fayemarsh Rd, Wilmington, NC 28412-3640

225 Fayemarsh Rd, Wilmington, NC 28412-3640

Estimated Market Value

$0
Range: $705,127 - $1,057,690
3Beds
3Baths
3,753SqFt
2015Built
1Garage

AI Property Analysis

Nestled in a sought-after Wilmington address, 225 Fayemarsh Rd presents an exceptional single-story patio home, perfectly blending comfort with sophisticated living. Built in 2015, this impressive residence spans 3753 square feet, offering three spacious bedrooms and three full bathrooms, ideal for modern lifestyles.

Step inside to discover a thoughtfully designed layout featuring a cozy fireplace, central air conditioning, and an inviting sunroom – perfect for enjoying the Carolina sunshine year-round. The handsome brick exterior, slab foundation, and durable shingle roof ensure lasting quality, while the attached 652 sq ft garage provides convenient parking. Outside, an open porch offers a charming spot for relaxation on your generous 0.446-acre lot.

This charming home is ideally situated within the desirable Pointe Pleasant at Motts Landing community. Known for its appealing residential character, this neighborhood offers a wonderful backdrop for your new chapter. With a last sale price of $850,000 in 2023 and an estimated value of $881,409 as of April 2026, this property represents a significant investment in the thriving Wilmington market.

For more insights into properties like this or to explore the vibrant Wilmington real estate scene, reach out to local real estate expert Buddy Blake. His team at Buddy Blake Real Estate is dedicated to helping you navigate the market with unparalleled expertise. You can also stay up-to-date with the latest trends by reviewing a recent Wilmington NC Real Estate Market Update.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$31,409
Based on estimated value of $881,409 minus purchase price of $850,000
Based on public records, this property has been owned for approximately 3.2 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$31,409
Capital Gains Rate:20%
Potential Tax Savings:$6,282

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$31,409
Capital Gains Rate:20%
Potential Tax Savings:$6,282

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$131,711

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$844,425
Investor Quick-Sale Est.$507,691
Monthly Rental Est.$3,526/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return1.1%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 1.1% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $131,711 equity in the S&P 500, in 10 years it could grow to $341,623 — compared to an estimated $594,978 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$294/mo
Maintenance (1% est)$735/mo
Opportunity Cost (5% est)$549/mo
Total Monthly Holding Cost$1,577/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $1,577/month. This includes an estimated $549/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

<p>Located in the desirable 28412 zip code of Wilmington, NC, the neighborhood surrounding Fayemarsh Rd falls within the Federal Point census subdivision. This residential area, characterized by its R-15 zoning, is home to the appealing Pointe Pleasant at Motts Landing subdivision. Residents benefit from being part of the highly-regarded New Hanover County Schools district, enjoying a coastal lifestyle with convenient access to Wilmington's amenities.</p>

Market Trend Projections

1 Year Forecast$901,879Range: $886K - $912K
3 Year Forecast$944,257Range: $897K - $977K
5 Year Forecast$988,626Range: $907K - $1M

Estimated Monthly Equity Gain
+$1,706/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 0.6%, Moderate: 2.3%, Aggressive: 3.5%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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