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Street view of 460 Jacob Mott Dr, Wilmington, NC 28412

460 Jacob Mott Dr, Wilmington, NC 28412

Estimated Market Value

$0
Range: $720,783 - $1,081,174
ZZillow Zestimate: $806,900
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Valuation Comparison

Our Estimate
$900,979
Range: $720,783 - $1,081,174
Zillow Zestimate®View on Zillow
$806,900
Range: $758,486 - $863,383
30-Day Trend
+$15,229(1.9%)

Zestimate® is a registered trademark of Zillow, Inc. Valuation models differ based on data availability, proprietary algorithms, and recent market shifts.

3Beds
3Baths
2,790SqFt
2018Built
2Garage

AI Property Analysis

Discover 460 Jacob Mott Dr, a charming 2018-built patio home in Wilmington, NC. This spacious residence offers 2,790 square feet of living space, featuring 3 bedrooms and 3 full bathrooms. Enjoy modern comforts like central air conditioning, an inviting fireplace, and an enclosed porch perfect for relaxation. The home boasts a durable brick veneer exterior, a convenient 2-car garage, and sits on a generous 0.35-acre lot. This well-maintained property blends comfort with contemporary living.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$331,479
Based on estimated value of $900,979 minus purchase price of $569,500
✅ You likely qualify! You've owned this home for 5.7 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $81,479

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$331,479
Capital Gains Rate:20%
Potential Tax Savings:$66,296

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$385,424

Equity Breakdown

Cost to Build Today$627,750
Investor Quick-Sale Est.$518,964
Monthly Rental Est.$3,604/mo

Your Appreciation Story

Your Annual Return8.3%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$206,915Growth above historical 3.5% baseline

Your home has appreciated at 8.3% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $385,424 equity in the S&P 500, in 10 years it could grow to $999,691 — compared to an estimated $858,977 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$300/mo
Maintenance (1% est)$751/mo
Opportunity Cost (5% est)$1,606/mo
Total Monthly Holding Cost$2,657/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,657/month to hold — including $1,606/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Situated in Wilmington, NC, in the desirable New Hanover County, this home benefits from a prime location within the New Hanover County Schools district. The area is zoned R-15 (Residential District), indicating a tranquil, family-oriented environment. Wilmington offers a vibrant coastal lifestyle with access to beaches, a historic downtown, and various amenities, providing a balanced blend of community and convenience.

Market Trend Predictions

1 Year Forecast$954,158Range: $919K - $973K
3 Year Forecast$1,070,119Range: $956K - $1.1M
5 Year Forecast$1,200,173Range: $995K - $1.3M

Estimated Monthly Equity Gain
+$4,432/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

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⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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