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6313 Motts Village Rd, Wilmington, NC 28412

Estimated Market Value

$0
Range: $567,081 - $1,053,152
3Beds
3.5Baths
3,214SqFt
2014Built

AI Property Analysis

Welcome to 6313 Motts Village Rd, a stunning patio home built in 2014, offering 3,214 square feet of comfortable living space in Wilmington, NC. This meticulously maintained residence features 3 spacious bedrooms and 3.5 bathrooms, perfect for modern lifestyles. Enjoy year-round comfort with central air conditioning and a heat pump, complemented by an attached 812 sqft garage. The home's charming brick veneer exterior and delightful enclosed porch provide inviting spaces for relaxation and entertaining. Recently sold in April 2026 for $792,000, this property represents exceptional value and an excellent opportunity to embrace the Wilmington lifestyle.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$16,405
Based on estimated value of $808,405 minus purchase price of $792,000
Not quite eligible yet. You've owned this home for 0.2 years. You need 2 full years of primary residency to qualify for these tax savings.
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$16,405
Capital Gains Rate:20%
Potential Tax Savings:$3,281

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$16,405
Capital Gains Rate:20%
Potential Tax Savings:$3,281

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$83,364

Equity Breakdown

Cost to Build Today$723,150
Investor Quick-Sale Est.$408,298
Monthly Rental Est.$3,234/mo

Your Appreciation Story

Your Annual Return2.1%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$11,830Growth above historical 3.5% baseline

Your home has appreciated at 2.1% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $83,364 equity in the S&P 500, in 10 years it could grow to $216,225 — compared to an estimated $508,261 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$269/mo
Maintenance (1% est)$674/mo
Opportunity Cost (5% est)$347/mo
Total Monthly Holding Cost$1,290/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,290/month to hold — including $347/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

Nestled in the desirable Federal Point area of Wilmington, NC, this home is situated within the Pointe Pleasant subdivision, part of the welcoming Village at Motts Landing community. Residents benefit from the highly-rated New Hanover County Schools district, making it an ideal residential setting. The area's R-15 zoning reflects its commitment to a quality residential environment, offering convenient access to Wilmington's coastal charm and amenities.

Market Trend Predictions

1 Year Forecast$830,924Range: $817K - $837K
3 Year Forecast$877,863Range: $834K - $896K
5 Year Forecast$927,453Range: $851K - $960K

Estimated Monthly Equity Gain
+$1,877/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

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⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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