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Street view of 6409 Motts Village Rd, Wilmington, NC 28412

6409 Motts Village Rd, Wilmington, NC 28412

Estimated Market Value

$0
Range: $608,732 - $913,099
ZZillow Zestimate: $649,200
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Valuation Comparison

Our Estimate
$747,824
Range: $608,732 - $913,099
Zillow Zestimate®View on Zillow
$649,200
Range: $616,740 - $681,660
30-Day Trend
-$1,094(0.2%)

Zestimate® is a registered trademark of Zillow, Inc. Valuation models differ based on data availability, proprietary algorithms, and recent market shifts.

3Beds
3Baths
2,404SqFt
2019Built
1Garage

AI Property Analysis

Discover this charming 3-bedroom, 3-bathroom patio home at 6409 Motts Village Rd, Wilmington, NC. Built in 2019, this single-story residence spans 2,404 sq ft of living space and features central air conditioning, a cozy fireplace, and an inviting enclosed porch perfect for relaxation. The home boasts a durable brick veneer exterior, a slab foundation, and a shingle roof, complemented by a generous 660 sq ft garage. Situated on a 0.212-acre lot, this property offers a comfortable and modern living experience.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$97,824
Based on estimated value of $747,824 minus purchase price of $650,000
Not quite eligible yet. You've owned this home for 0.2 years. You need 2 full years of primary residency to qualify for these tax savings.
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$97,824
Capital Gains Rate:20%
Potential Tax Savings:$19,565

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$97,824
Capital Gains Rate:20%
Potential Tax Savings:$19,565

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$143,076

Equity Breakdown

Cost to Build Today$540,900
Investor Quick-Sale Est.$438,287
Monthly Rental Est.$3,739/mo

Your Appreciation Story

Your Annual Return15.0%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$93,392Growth above historical 3.5% baseline

Your home has appreciated at 15.0% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $143,076 equity in the S&P 500, in 10 years it could grow to $371,103 — compared to an estimated $536,132 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$249/mo
Maintenance (1% est)$623/mo
Opportunity Cost (5% est)$596/mo
Total Monthly Holding Cost$1,469/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,469/month to hold — including $596/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

Located in the vibrant Wilmington, NC area, this property is situated within New Hanover County in the Pointe Pleasant Sec 3 subdivision, part of The Village @ Motts Landing. The neighborhood falls under R-15 Residential District zoning and is served by the New Hanover County Schools system. Wilmington offers a blend of coastal charm and community amenities, providing a desirable setting for residents.

Market Trend Predictions

1 Year Forecast$773,998Range: $763K - $808K
3 Year Forecast$829,126Range: $794K - $942K
5 Year Forecast$888,180Range: $826K - $1.1M

Estimated Monthly Equity Gain
+$2,181/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

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⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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